A report by VantageScore indicates that over 9 million student loan borrowers may see significant drops in their credit scores due to resumed collection activities by the U.S. Department of Education after the pandemic-related suspension of such actions.

The article discusses how rent payments can impact credit scores under certain conditions, particularly through rent reporting services that can help those with little or no credit history. It also highlights potential issues with debt collection related to unpaid rent and the Consumer Financial Protection Bureau's role in addressing rental debt complaints.